By default, we assume that the client's liability (excess) stays within the deposit amount.

However, there can be a different practice: for example, your deposit & liability (excess) are different: smaller deposits and bigger excess.

A simple answer to what is covered by Cardoo is the following:
Cardoo's partner can use the on-counter calculator for reducing deposits, liability & excesses - whatever is necessary. These should be entered as one sum.
In this case, Cardoo's surety covers the amount you declare, and the deposit-free fee is calculated based on this amount.

In cases when damage exceeds the surety, please feel free to contact us to negotiate on collection service.